Experts React to Mental Health Parity Law 'Final Rule': "rule to "ensure that features such as co-pays, deductibles, and visit limits are generally not more restrictive for mental health/substance use disorders benefits than they are for medical/surgical benefits.""
rule to "ensure that features such as co-pays, deductibles, and visit limits are generally not more restrictive for mental health/substance use disorders benefits than they are for medical/surgical benefits."
'via Blog this'
There is still a huge disparity when it comes to mental health versus medsurg/ general medical care. Many outpatient services are extremely limited, or have much higher deductibles or copays than physician visits. There is a lack of mental health services in this country. Insurances do not often cover therapy with a professional such as a psychologist or licensed social worker. Primary care physicians are 'more inclined to write a prescription for a med, than instruct the patient to workout, increasing physical activity, or go therapy.
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